Home & Contents Insurance
Comprehensive cover with peace of mind
Comprehensive cover with peace of mind.
We provide comprehensive home and contents cover through RSA, a leading insurance company who offer a combination of protection and value. If your home is damaged or belongings stolen, you'll find RSA's policy offers the peace of mind of a speedy claims service to put things right.
Anyone with a home can benefit from RSA's flexible Home Insurance. You don't have to have a mortgage with us. You may even be in rented accommodation and just need to protect your belongings. Simply choose the options that suit your needs from:
You can tailor the insurance to suit your needs and only pay for the insurance you actually want.
If your home is damaged beyond repair, you can claim the full replacement cost of rebuilding it. You must, however, have informed RSA of any major home improvements or extensions during the life of the policy.
With RSA's optional Home Emergency Service cover, they will arrange and pay for the call out and labour charge of a tradesperson (labour, parts, materials and overnight accommodation up to £250, including VAT).
If your needs have changed, it is quick and easy to change your cover. You can do this at any time, and will not be charged a fee for making any amends.
At renewal your insurance premiums will automatically be adjusted in line with the current national house rebuilding costs. That means you don't have to worry about being underinsured provided that you tell us about any major home improvements you have made or any valuable and personal possessions you have purchased costing more than £1,500. If you wish to opt out of automatic renewals, please contact RSA by emailing firstname.lastname@example.org.
Please note: there are exclusions with all home insurance policies.
Vernon Building Society home insurance is administered and underwritten by Royal & Sun Alliance Insurance plc No. 93792. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Reg. No 202323.)